For homeowners, parents & high-income earners with household income of $250,000+
For High-Income Families
Your Tax Bill Is Your Biggest Untapped
Source of College Funding
Most high-income families are told to save more, spend less, and hope for merit aid.
That's not a strategy. That's a wish.
If your household earns $250,000+ and pays serious taxes, there's a sequence that changes everything. That's what the Scholarship House strategy is built around.
Private. One-on-one. No pitch deck. Built
for families with real tax exposure.
$250K+
Household income where this strategy unlocks its full
potential
3
Levers most families never connect: tax, real estate, college cost
1st
Move is always taxes — not savings accounts
"Why did I not know this existed before now?"
— College Funding Secrets client
If you've been researching bonus depreciation, tax mitigation, or real-estate-based strategies —
you're already thinking the right way.
The Framework
The 3 Tax Scholarship Secrets
Most families earning $250K+ don't have a savings problem. They have a sequence problem. The tax bill is the first and biggest lever and almost nobody starts there. Here's the order that actually works.
___
Reduce Taxes First
For most high-income families, this is the biggest opportunity sitting untouched. A stronger tax strategy keeps more money working inside your family instead of disappearing every April with nothing built in return.
___
Use a Scholarship House to Pay for College
A carefully selected property can combine tax advantages, potential cash flow, and long-term equity in one strategy. College stops being just another bill and becomes part of a bigger wealth plan.
___
Uncover College Cost Reductions
Better planning can increase financial aid eligibility and reveal school-based discounts that meaningfully lower what your family pays. Most families never find these because they never ask the right questions first.
The Difference
Why Traditional Planning Fails High Earners
Siloed advice creates missed opportunities. When your tax, college, and wealth strategies don't talk to each other, you leave money on the table.
The Fragmented Approach
______________________________________________
Tax Planner Only
Focuses on April 15th, not long-term wealth sequence.
College Planner Only
Focuses on admissions & FAFSA, doesn't handle real estate or tax strategy.
Real Estate Agent Only
Focuses on the transaction, not how the asset integrates with your family's overall tax and college plan.
The Integrated Sequence
_________________________________
1
Tax Planner Only
Recover capital currently lost to taxes.
2
Asset Acquisition
Deploy recovered capital into a real estate asset.
3
College Funding
Use the asset's advantages to fund education while retaining equity.
Qualification
Who This Is and Isn't For
This is built for you if…
Household income of $250,000+ with a meaningful annual tax bill
Typically 40–55, homeowners, with children approaching
college age
Open to real estate — but not looking to become a full-time
investor
Wanting a private, high-touch plan instead of another online
course
Focused on protecting retirement while funding the right
college
Probably not for you if…
You're only looking for college admissions help
You're a seasoned real estate operator focused purely on deal flow
You're looking for a quick fix or one-size-fits-all solution
The Outcomes
What the Strategy Unlocks
As Featured In
Solutions To Pay For College Tuition
“Are scholarships, grants, and student loans the best resources for helping students pay for college? Explore other resources that can help with tuition costs.”
“The Washington Independent walks readers straight into Legetty’s broader toolkit beyond traditional aid.”
The washington Independent
November 5, 2025
Behind the Scenes of College Funding Secrets: Real Families, Real Savings
To date, it has helped carve more than $100M off tuition bills and added more than $600K of retirement income for real families.” California Business Journal pulls back the curtain on how Legetty’s strategies turn college costs into long-term gains.
California Business Journal
November 5, 2025
WBZ Nightside: 50–Year Mortgages & Middle–Class Protection
A WBZ NewsRadio segment on “why a 50–year mortgage may actually protect middle–class families during economic uncertainty,” featuring Lance Morgan, Founder & CEO of College Funding Secrets, sharing practical strategies for navigating long–term debt.
WBZ News Radio 1030
November 1, 2025
1 in 3 Americans Face Housing Risks With No Savings and Rising Insurance Trouble
Life can be full of surprises, so having emergency savings is essential to anyone's personal finance well-being—especially for homeowners facing skyrocketing insurance costs.” This feature underscores Legetty’s mission to shore up cash reserves before…
Realtor.com
November 5, 2025
Reverse Your Thinking – Guest: Lance Morgan
This week on "Reverse Your Thinking," Mathius sits down with Lance Morgan — financial expert, best-selling author, and Founder & CEO of College Funding Secrets — for an eye-opening conversation that challenges everything we assume about paying for college and planning for the future. Lance, who has…
California Business Journal
November 5, 2025
Office Hours
Dr. Jason R. Williams Dr. Jason R. Williams is the Founder and Director of Interventional Oncology and Immunotherapy at the Williams Cancer Institute, where he leads groundbreaking advancements in cancer treatment. A board-certified radiologist, researcher, and professor, Dr. Williams is…
Office Hours
October 22, 2025
Business Innovators Radio
Lance Morgan is a college funding strategist and founder of College Funding Secrets, where he helps high-income families reduce the cost of college by $100K+ through a unique blend of financial aid planning, real estate investing, and tax-saving strategies. A father of five, Lance’s journey began wit...
Business Innovators Radio
August 6, 2025
Mortgage Rates Drop Again: Should Clients Buy Now?
The recent drop in mortgage interest rates has not gone unnoticed by consumers engaged in the housing market. Media reports show that the volume of mortgage applications is on the rise, with CNBC reporting that application rates rose by 6% in the first week of November 2025. Compared to...
Mortgage Rates
November 18, 2025
Retirement-Proofing College: How Creative College Funding™ Helps Families Fund Education Without Sacrificing Long-Term Security
Lance Morgan, founder and CEO of College Funding Secrets, didn’t like what he saw as he began exploring what it would take to pay for college for his five children. He discovered that high-income families like his are often forced to choose between funding college and funding their retirement. “I watched my...
The American Reporter
December 1, 2025
‘Come to Jesus moment’: Are we ready to deal with Social Security’s looming fiscal cliff?
The Daily Reflector version digs into how a 2033 shortfall could squeeze retirees who depend heavily on Social Security, reinforcing Legetty’s stance that you can’t rely on federal checks alone if you want stable, inflation-resistant retirement income.
The Daily Reflector
October 18, 2025
‘Come to Jesus moment’: Are we ready to deal with Social Security’s looming fiscal cliff?
The clock is ticking. Social Security will start running out of money in 2033. If nothing is done, benefits could drop over 20%.” NewsBreak frames why Legetty pushes clients to build backup income streams long before cuts become reality.
News Break
October 18, 2025
Creative College Funding™: The Only Done-With-You Program Combining Tax, Real Estate...
The good news for parents stressed about paying for college is that aid is available, even for high-income families.” The Los Angeles Tribune shows how Legetty turns that promise into a guided system that makes complex strategies usable for real households.
The Lose Angels Tribune
October 18, 2025
Creative College Funding: The Only Done-With-You Program Combining Tax, Real Estate...
Programming Insider spotlights the Creative College Funding System™, a done-with-you process that weaves tax, real estate, and financial aid together so parents can send kids to their dream school without gutting 401(k)s or sacrificing long-term retirement security.
Creative College Funding
October 18, 2025
Financial Expert: Here’s the Smartest Way Boomers Can Give Kids Tax-Free Money
When it comes to helping your kids financially, most boomers face a tricky question: how do you transfer money without the IRS taking a huge cut? I talked with Lance Morgan, financial expert and founder of College Funding Secrets.
Yahoo Finance
December 14, 2025
2025 Student loan changes explained: What they mean for borrowers
If you’re confused about how to borrow or repay your student loans, you’re probably in good company. Legal rulings and new legislation have introduced sweeping changes that can prove tricky to navigate.
Groove
December 19, 2025
College Funding Secrets Founder Breaks Down the Intersection of Taxes, Real Estate, and Tuition Planning
Lance Morgan, the Founder and CEO of College Funding Secrets, a college funding and family finance expert who teaches parents how to use tax and real-estate strategies to make college more affordable without sacrificing retirement joins Enterprise Radio.
EPN Enterprise
December 27, 2025
Real Estate Investing Tips: Is Buying a Condo a Better Investment Strategy Than a 401(k)?
Since being introduced in 1980, 401(k) accounts have become synonymous with retirement savings. Recent statistics indicate that more than 70 million people use 401(k)s as a long-term investment tool, accounting for nearly $9 trillion in assets.
The Daily Scanner
December 29, 2025
Investor Tips: Real Estate Investing With a 50 Year Mortgage?
Affordability challenges have emerged as a major issue in the real estate market in recent years, with low housing supply and high interest rates giving rise to a landscape that is especially hard on first-time homebuyers.
USA WIRE
January 5, 2025
College Funding Secrets Revealed: How to Pay for College Without Loans or Debt
In this episode of The Business Roundup, host Melissa Bill sits down with Lance Morgan, Founder & CEO of College Funding Secrets @Lance_CollegeFundingSecrets to reveal smarter, more strategic ways families can fund college.
College Funding Secrets Revealed
January 28, 2026
Retiring in 2026? 3 Big Tax Changes You Need to Know
If you're planning to retire in 2026, you're entering a landscape of shifting financial rules. Several key tax provisions are set to expire or change, which could significantly impact your retirement income and estate planning.
ONNJ
February 09, 2026
What is the FAFSA? How to fill it out and why it's important for financial aid
If you're a student or parent of a student heading to college soon, you've likely heard of the FAFSA. But what exactly is it? And why is it so important? The Free Application for Federal Student Aid, or FAFSA, is a form that students must fill out every year...
Boss Publishing
March 4, 2025
I have $1.4M in cash and $2.5M invested. But my adviser, who I pay 0.5%, seems like a ‘set-it-and-forget-it’ type of guy. What now?
It might be helpful to understand how the financial industry works. “There are commission-oriented business models, which are often insurance financial advisers that get paid when they sell a life or disability insurance product.
Market Watch
January 29, 2026
Home Loan Strategies: Is Borrowing From My 401(k) for a Down Payment a Smart Move?
A variety of factors at play in the current US economic landscape, from rising inflation to significant student loan debt, have made it difficult for first-time home buyers to save for a down payment.
Business Partner Magazine
January 22, 2025
W-2 and 1099: Understanding the Forms That Determine Your Tax Refund
Don't let tax season catch you off guard. We break down the key differences on a W-2 and 1099 forms that directly impact your tax refund.
CNET
January 31, 2026
I’m a Financial Advisor: These 7 Capital Gains Moves Can Quietly Increase Your Tax Bill
Most investors focus on returns and forget about the tax hit. But that can really cost you.
Financial advisors said several common capital gain mistakes can quietly drain your portfolio without you realizing it.
Go Banking Rates
March 5, 2026
I’m a Financial Advisor: These 7 Capital Gains Moves Can Quietly Increase Your Tax Bill
Most investors focus on returns and forget about the tax hit. But that can really cost you. Financial advisors said several common capital gain mistakes can quietly drain your portfolio without you realizing it.
Yahoo Finance
March 05, 2026
What brokers need to know before clients use 401(k) funds for a down payment
As affordability challenges squeeze household budgets even tighter, the ability of families to add to savings is becoming more difficult.
MPA
March 12, 2026
I’m a Financial Advisor: These 7 Capital Gains Moves Can Quietly Increase Your Tax Bill
As mortgage rates have mostly been in the low 6% range in early 2026, many retirees might be wondering if refinancing makes sense on a fixed income. The answer isn’t as simple as just chasing a lower rate.
Go Banking Rates
March 24, 2026
401(k) vs. Real Estate
Every retirement saver is ultimately seeking retirement security. They want investment vehicles that empower consistent, long-term growth and, ultimately, provide a source of retirement income that outpaces inflation. And if those vehicles can provide them with tax advantages, all the better.
News Link
April 03, 2026
Lance Morgan on CNTV
Guest: Lance Morgan. Location: Utah, United States. NOW Broadcasting on ROKU—Search for The Best of the Nation.
See more at www.CNTVnation.com .
CNTV
March 20, 2026
I’m a Financial Planning Expert: Common Tax Mistakes Seniors Make and How They Impact Retirement Income
Unfortunately, retirees face a surprising reality about taxes. Many assume tax bills decrease in retirement, but the opposite often happens.
Go Banking Rates
April 8, 2026
Real Families. Real Results.
Why High-Income Families
Start With Taxes First
Most affluent families are told to save more or limit school choices. We show you a more strategic path: freeing up college funding through tax-smart real estate while protecting your retirement from being drained by tuition.
Kevin Harrington
"I recommend these strategies. I wish I knew you when I was going to school."
Original Shark · Shark Tank
College Funding Secrets is really just trying to make sure that parents understand that anyone can send their child to college and the college that they want.
For a small investment, I've experienced a 1,000% return and discovered the most brilliant strategy to pay for college while building real, generational wealth.
My son was looking at two colleges one public, one private and the private one was actually half the cost because they gave so much more free money.
The College Funding Secrets plan has given my wife and I peace of mind and security in knowing that we’re going to be able to send both of our kids to college and also be able to retire.
I never thought I could keep my college savings and allow it to keep earning interest.
Having a real plan for college costs gave us peace of mind and freedom we never thought possible.
I regret waiting so long to check this out—it's been a total game changer for our family.
I was amazed at how simple and beneficial it is—I’m so glad I found this approach.
My son was looking at two colleges one public, one private and the private one was actually half the cost because they gave so much more free money.
College Funding Secrets is really just trying to make sure that parents understand that anyone can send their child to college and the college that they want.
Trusted by families nationwide
1,000%
ROI Reported
$250K+
Min. Household Income
Private
1-on-1 Strategy
The Path Forward
1
Book a Strategy Call
A private 1-on-1 session to review your current tax liability, college timeline, and asset profile.
2
Custom Blueprint
We map out the exact sequence of tax moves and real estate acquisition needed to fund your goal.
3
Custom Blueprint
We execute the strategy, coordinate with tax professionals, and handle the real estate mechanics.
Next steps
Stop Overpaying. Start Structuring.
Schedule your private strategy session today to see how the Scholarship House model applies to your specific tax and college scenario.
Tax Scholarship Secrets Legetty Educational Services, Inc.
All strategies depend on your specific income, assets, tax situation, timing, and school choices. Tax, legal, and financial outcomes vary and should be reviewed with qualified professionals. © 2026 Legetty Educational Services, Inc. All Rights Reserved.
Legal
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